Preneed Funeral Insurance

Texas Service Life Insurance Company (TSLIC) is the insurance company that underwrites and issues the preneed insurance policies that help fund funeral plans. For decades, TSLIC has been committed to helping families plan ahead with confidence and greater peace of mind.
Family1℠ represents the network of licensed agents who work directly with families to provide education, guidance, and preplanning services. Together, TSLIC and Family1 help make funeral preplanning more accessible, personalized, and convenient.

How it Works:

Select your funeral options.

Fill out insurance application.

Answer quick health questions.

Review optional coverages.

Select payment terms.

Why Might You Want It?

  • Give comfort to your family and loved ones by specifying your choices and pre-funding your plan.
  • Help cover your eventual final expenses.
  • Control much of the cost of your funeral and release your family from more expensive choices during their time of mourning.
  • Help guard against inflation by freezing most of the costs at today’s prices.

The following plan options are available:

Insurance policies are subject to a two-year contestability period. Talk with your Family1 agent to determine the right funeral selections, funding policy, and payment options most suited to you.

(Available to Age 85)

This policy is available for applicants in excellent health. Payment options include a single payment, or payments over 3, 5, 7 and 10 years. Covers 100% of the locked-in costs of your pre-arranged funeral plan as long as you qualify, and payments are made as scheduled.

(Available to Age 70)

This policy is available for applicants in poor to moderate health. It covers increasing percentages of locked-in funeral costs over time, as shown in the table below. The funeral home is entitled to collect the difference, if any, between the total contract price and the death benefit at time of death.

Payment Plans Months Benefit Paid
3 Years 0-6 Months
7-12 Months
12+ Months		 105% of Premiums Paid
50% of Full Death Benefit
100% of Full Death Benefit
5, 7, or 10 Years 0-6 Months
7-12 Months
13-24 Months
24+ Months		 105% of Premiums Paid
35% of Full Death Benefit
70% of Full Death Benefit
100% of Full Death Benefit

(Available to Age 85)
Anyone can purchase the Monthly Increasing Benefit policy. When payments are made as scheduled, the death benefit is based on the amount paid up until the time a claim is filed. Once your policy is paid in full, the full benefit value will be paid upon your death.

(Available to ages 86 – 110)
This policy is a dollar-for-dollar product which means that the death benefit is based on the amount paid up until the time a claim is filed.

Talk with your Family1 Agent to determine the right funeral selections, funding policy, and payment options most suited to you.

Interested in Preneed Life Insurance?

We work with the finest funeral homes in your community to provide the service you and your Family deserve. Let us help put together the right plan at the right price for you.

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